04 Aug 2025
Cagamas Launches Malaysia's First Green Mortgage Guarantee Programme
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Kuala Lumpur, 4 August 2025 – Cagamas Berhad ("Cagamas” or "the Company"), the National Mortgage Corporation of Malaysia, announced the launch of its latest initiative, the Green Mortgage Guarantee Programme (Green MGP), marking a significant milestone in Malaysia's journey towards sustainable and inclusive housing finance. The product will be offered through its sister company, Cagamas SRP Berhad ("Cagamas SRP").
The Green MGP is designed to support financial institutions in expanding their green lending portfolios while promoting environmentally conscious homeownership. This innovative product offers mortgage guarantees for residential properties that are either certified as "green" or "sustainable," as well as for homes with green enhancements, thereby aligning housing finance with Malaysia's climate goals under the Twelfth Malaysia Plan and the national commitment to achieve net zero emissions by 2050.
"The Green MGP is more than just a product – it's a reflection of our commitment to a greener Malaysia. By incentivising green homes and reducing financing risks, we aim to make sustainable living more accessible and reshape the future of Malaysia's housing and financial landscape," said Encik Kameel Abdul Halim, President/Chief Executive Officer of Cagamas Berhad.
Building on the success of previous housing guarantee schemes such as Skim Rumah Pertamaku, Skim Perumahan Belia and the new First Home Mortgage Guarantee Programme, which have enabled over 100,000 Malaysians to own their first homes, the Green MGP introduces a new dimension of environmental responsibility. It provides financial institutions with a risk mitigation tool that supports ESG-aligned lending practices, while offering homebuyers better financing options for sustainable properties.
Encik Kameel added, "We recognise that for many institutions, ESG compliance is no longer optional. Through this programme, we hope to support our banking partners in meeting evolving sustainability standards while continuing to promote affordable home ownership."
The Green MGP is open to financial institutions nationwide. Cagamas and Cagamas SRP invite all financial institutions to participate in this transformative journey towards a more resilient and sustainable housing ecosystem.
The Green MGP is designed to support financial institutions in expanding their green lending portfolios while promoting environmentally conscious homeownership. This innovative product offers mortgage guarantees for residential properties that are either certified as "green" or "sustainable," as well as for homes with green enhancements, thereby aligning housing finance with Malaysia's climate goals under the Twelfth Malaysia Plan and the national commitment to achieve net zero emissions by 2050.
"The Green MGP is more than just a product – it's a reflection of our commitment to a greener Malaysia. By incentivising green homes and reducing financing risks, we aim to make sustainable living more accessible and reshape the future of Malaysia's housing and financial landscape," said Encik Kameel Abdul Halim, President/Chief Executive Officer of Cagamas Berhad.
Building on the success of previous housing guarantee schemes such as Skim Rumah Pertamaku, Skim Perumahan Belia and the new First Home Mortgage Guarantee Programme, which have enabled over 100,000 Malaysians to own their first homes, the Green MGP introduces a new dimension of environmental responsibility. It provides financial institutions with a risk mitigation tool that supports ESG-aligned lending practices, while offering homebuyers better financing options for sustainable properties.
Encik Kameel added, "We recognise that for many institutions, ESG compliance is no longer optional. Through this programme, we hope to support our banking partners in meeting evolving sustainability standards while continuing to promote affordable home ownership."
The Green MGP is open to financial institutions nationwide. Cagamas and Cagamas SRP invite all financial institutions to participate in this transformative journey towards a more resilient and sustainable housing ecosystem.
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